In last two years before the credit crunch, the British government imposed far-reaching financial and structural controls over the UK Insurance Market by bringing the sale of General Insurance into the controlling hands of the Financial Services Authority, the FSA legal regulation and authorization for the first time of the sale of UK personal lines... Read More

Long term chronic or terminal illness is one of those risks than could afflict us all. It’s really an essential part of health insurance that is often overlooked or not covered, yet if it strikes critical illnesses are the most devastating to you and your family. With this grim prospect in mind, Insurance gets you... Read More

Unemployment has risen to over 2.5 million in the UK and with the future of many public service workers jobs in doubt, is expected to rise to levels of over three million by Christmas. Today’s official figures show levels of unemployment last enjoyed under Margaret Thatcher’s Tory Government of the Eighties. Youth unemployment is at... Read More

Recent extreme weather events in the UK have affected thousands of businesses, many of whom are now struggling to find commercial insurance which will cover flood damage. Instead of declaring flooding as a fundamental risk covered by Government, the powers that be have adopted a King Canute approach and last week announced a further two billion pounds... Read More

Britain is one of the World’s leading sporting nations with millions taking part in all sorts of events up and down the length and breadth of the country every day of the year. Surprisingly though many of us take part in sports without knowing the potential risks and possibly life-changing consequences that can occur on... Read More

Few people actually think about their insurance coverage until they hear a loud crash, smell smoke, or discover that someone has made off with their possessions. TV news footage of people being rescued from floods, their homes devastated by water and rendered uninhabitable, is surely the best reminder that having insurance coverage is a good... Read More